Employer assisted housing is a creative way to attract and retain quality employees, while at the same time promoting city neighborhoods. These programs provide qualified employees the opportunity to obtain financial assistance and access below market interest rate financing.

• Employees benefit by living closer to their work. Reduced commute times often result in increased productivity and less absenteeism.
• Employees and employers want to be located in quality neighborhoods. An Employer Assisted Housing Program can help revitalize these areas.
  
• Affordable housing and stable, revitalized neighborhoods are key factors in an employer's ability to attract and retain employees.

• MSHDA provides matching funds from $2,500 to $5,000 in a Down Payment Assistance Deferred Loan for employees that income qualify.
• A MSHDA first mortgage is available to employees that qualify.
• MSHDA loan products are consistently the most competitive on interest rate for 30-year, fixed-rate loans.
• Eligible employees receive homeownership counseling and/or credit reviews by certified counselors that are part of MSHDA's Homeownership Counseling Network.
• Any MSHDA approved lender is ready to help coordinate the home financing.
• MSHDA will help you establish your customized Employer Assisted Housing Program with appropriate promotional materials, documents and follow-up.