Are you ready to take the first steps toward your dream of homeownership? If so, please contact a participating Lender and ask for a MSHDA loan. The Lender could be your bank or credit union, or possibly the mortgage company around the corner from where you work.
Click below on Participating Lenders to quickly see if your bank or credit union is listed. If they are not, click on the Experienced Lender list to find a Lender near you.
When calling the Lender, tell them you are interested in obtaining a MSHDA mortgage. They will explain the different programs MSHDA offers and determine which one would best suit your needs. The loan officer will also determine if you meet our household income guidelines, property eligibility and credit requirements.
If the Lender believes that you are an eligible borrower and that a MSHDA product would be the best loan for you, they will work directly with you through the entire loan process; meeting with you and handling all the necessary paperwork from application to loan closing.
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