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Introduction

Producer - Individual
A primary mission of this agency is to protect the public from dishonest and untrustworthy persons and business entities. One way we do this is through the licensure process. A license is a privilege, not a right. To receive and maintain a license in Michigan, an insurance producer (commonly referred to as an insurance agent) must be at least 18 years old, must complete any pre-licensing and continuing education required by law, must successfully pass any examinations required by law, and must not have committed any of the 14 acts that are listed as causes for license denial or revocation in MCL 500.1239.

Guiding Principles we use in conducting qualification reviews of insurance producer license applications
Link to MCL 500.1239


General Information

• Bail Bondsmen

• Available lines of authority

• How to become licensed as a resident producer

• How to become licensed if I'm moving to Michigan from another state:

• How to become licensed as a non-resident producer

• Title Producer

• Holding a solicitor and producer license simultaneously

• If a background information question is answered "yes"


Once You Are Licensed

• Renewal

• Appointments/Cancellations

• Continuing Education

• Fiduciary Responsibility and Record-Keeping

• Issuance of License

• Reinstatement

• License Status Definitions


Related Topics

• Address Changes

• Advertising Guidelines

• Appointment Cancel for Cause Procedure

• Assumed Names/dba's

• CSR and Telemarketer Guideline

• Conflicting Employment Prohibited

• Document Requests

• Fraternal producer

• Ins Compensation and Rebating FAQ

• Name Changes

• Notification of Criminal or Administrative Violation

• Producer-Agency Contracts

• Refunds

• Returned Checks

• Temporary Licenses


Link to Department and Agencies Web Site Index
Link to Statewide Online Services Index
Link to Statewide Web-based Surveys
Link to RSS feeds available on this site
Quick Links
 •  Insurance Pre-licensing Education FAQ's
 •  Contact Us
 •  Customer Satisfaction Survey
 •  Uniform Application for Non-Resident Individual Insurance Producer
 •  OFIR Administrative Rules
 •  Insurance Agent Locator
 •  FIS 0220 PDF icon
 •  Insurance Code: 1956 PA 218

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